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Malheureusement, vous n’avez pas assez
d’équité sur votre propriété pour que
nous puissions vous accorder un prêt.
Bonne chance dans vos démarches.
Solutions Offered by Our Mortgage Loans
Emergency Service - 60-Day Notice
Immediate solution for property owners who have received a 60-day notice. Our team offers free consultation and complete support, advice to avoid foreclosure and protect your equity.
Debt Consolidation Loans
Simplify your finances by combining all your debts into one advantageous monthly payment. Enjoy lower interest rates than your current debts and free yourself from financial stress.
Renovation Financing
Get the necessary capital to improve your property and increase its value. Finance your renovation projects without traditional bank loan constraints.
Business and Individual Loans
Flexible financing solutions adapted for both self-employed and property owners. Access additional funds without traditional banking restrictions, whether you`re an entrepreneur or individual.
Private Mortgages
Custom financing up to 75% of your property value. Fast and flexible solution when traditional banks say no, with competitive rates from 9% to 15%.
Why Choose Clic Hypothèque?
As a private mortgage specialist in Montreal, we stand out for our modern and efficient approach. Discover the advantages that make Clic Mortgage your trusted financial partner.
Flexible and Fast Solution
Your private mortgage specialist in Montreal offers simple solutions with 100% online application. Get a quick response without traditional banking constraints, directly from your computer or phone.
Personalized Processing
Our team of private lenders offers personalized advice, handles your file with rigor and professionalism, and guarantees a fair and equitable solution within 24 hours.
Competitive Interest Rates
Clic Hypothèque offers interest rates from 9 to 12% for the first tier and 13 to 15% for the second tier. Our rates are among the most competitive in the private loan market, adapted to your situation with no surprises.
Get a Private Mortgage in 3 Easy Steps
Discover our three easy steps to access the mortgage financing you need, even if your bank has refused.
Complete the Application
Fill out our secure online form or call us. No impact on your credit file. Our team will analyze your file and respond within 24 hours. File analysis fees vary between 2% and 4%.
Meet a Representative
A Clic Hypothèque expert will meet with you to finalize your application and answer your questions. Together, we`ll establish a notarized contract that protects your interests and details your mortgage financing conditions.
Receive Your Funds
Sign at the notary`s office and receive funds in your account in less than a week. Our commitment doesn`t stop there: we`ll then assist you in your efforts to obtain a loan from a traditional institution.
Have You Received a 60-Day Notice?
Clic Mortgage will guide you to update your file with your current mortgage lender. Our main goal is to prevent the foreclosure of your property and especially protect your EQUITY that you`ve worked so hard to build over the years!
Learn MoreWhat Our Clients Say
5 stars
Need Quick Financing?
Clic Mortgage offers custom private loan solutions with 24-hour response. Get financing up to 75% of your property value, even if your bank said no. Protect your investment with our expertise!
Learn MoreFAQ
Do you have questions about our private mortgage services? Here are the answers to our clients` most frequently asked questions.
After your file is approved, you'll typically receive your funds in less than a week. Our process is designed to be fast and efficient.
We offer competitive rates from 9% to 12% for first position and 13% to 15% for second position. The exact rate will depend on your specific situation. Contact us for a personalized assessment.
We offer flexible terms from 6 months to 24 months, giving you the time needed to restore your financial situation.
We accept houses, condos, apartment buildings, and other real estate properties as collateral for your private mortgage.
The process is simple: you fill out our online form, we respond within 24h, then we proceed with opening your file and signing at the notary's office.
Yes! We are specialists in emergency situations and can help you protect your equity while avoiding property foreclosure.
We offer loans from $10,000 to $1 million, up to 75% of your property value depending on available equity.
Yes, we accompany you throughout the process and guide you toward returning to traditional lenders once your situation is stabilized.
