Fast and Reliable Private Mortgage Loans in Quebec!

Are you a homeowner who needs cash without bank delays? At Clic Hypothèque, we offer secure private financing solutions, secured by your property anywhere in Quebec, on a case-by-case basis. Response within 24 hours, with no impact on your credit file.

Why Choose Clic Hypothèque?

Calculate Your Borrowing Capacity

Enter your property's value and your current mortgage amount to estimate your potential financing.

Solutions Offered Through Our Private Mortgage Loans

Get Your Loan in 3 Easy Steps

Step 1

Submit Your Application

Fill out the online form. We review your file and respond within 24 hours or less.

Step 2

Meet with a Representative

Together, we set the loan terms and prepare a clear and secure notarized contract.

Step 3

Receive Your Funds

Signing at the notary, followed by the deposit of funds into your account within 7 days.

What Is a 60-Day Notice and How Can You Avoid It?

A 60-day notice is your lender's prior notice before a seizure. Clic Hypothèque acts quickly to bring your file up to date, avoid seizure and protect the equity in your property.

What Our Clients Say

Real stories from clients who regained peace of mind thanks to Clic Hypothèque.

    
 
 
       Publié sur Google  
   
   THS 
 
 
 
  Service rapide,  professionnel et courtois. Je recommande vraiment. C'est une véritable équipe de pros avec qui c'est un véritable plaisir de travailler
  
 
      Publié sur Google  
   
   Stéphane Boucher 
 
 
 
  Ils ont répondu à toutes mes questions. Merci!
  
 
      Publié sur Google  
   
   Morisseau Lisson 
 
 
 
  Un service attentionné et un accompagnement hors du commun dans le domaine du prêt privé. Charles propose toujours des solutions. Bonne continuité!
  
 
      Publié sur Google  
   
   Jean-Pierre Lessard 
 
 
 
  Merci beaucoup à l'équipe de ClicHypothèque pour leur efficacité et expertise. Ils ont trouvé pour mes clients la solution de financement particulière dont ils avaient besoin ce qui les a beaucoup aidé. Service rapide professionnel et courtois. Je recommande de les appeler pour vos besoins en financement alternatif.
  
 
      Publié sur Google  
   
   Marc Lacroix 
 
 
 
  Je suis un investisseur depuis 2 ans, les dossiers sont simples et leur service est excellent. Je les recommande fortement.
  
 
      Publié sur Google  
   
   Robert Savard 
 
 
 
  Clic hypothèque est le partenaire essentiel pour le financement privé à court terme. Ils offrent des solutions que tous les courtiers hypothécaires doivent avoir dans leurs coffres d'outils. De plus, ils ont un service rapide, efficace, des solutions adaptées et applicables. Je recommande fortement Clic Hypothèque, c'est le prêteur privé par excellence pour aider mes clients.

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Need Fast Alternative Financing?

Clic Hypothèque helps you turn your property's value into available cash: an alternative to traditional bank financing, adapted to Quebec homeowners. Contact our team today and get up to 75% of your property's value in less than a week.

Clic Hypothèque

Mortgage Loan Agreement

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Rate

Term

Client Signature

Everything You Need to Know About Our Private Mortgage Loans

Do you have questions about our private mortgage loan services in Quebec? Here are the answers to the questions our homeowner clients ask most often.

What Are Your Interest Rates?

Our rates vary depending on the mortgage priority (first or second mortgage), your property's value and your situation. Contact us for a personalized estimate, with no surprises.

I Have Bad Credit. Can I Still Get a Private Mortgage Loan?

Yes, in many cases. Unlike banks, which apply strict lending criteria grids, we review each file on a case-by-case basis, using good common sense. What matters most is the equity in your property, not your credit score. If you're going through a temporary difficulty and your situation is expected to improve, we take that into account in our assessment. Apply for a no-obligation assessment.

How Long Is a Private Mortgage Loan Term?

Our terms are flexible: usually 3 months, or 6 to 12 months for a longer-term solution.

What Types of Properties Do You Accept as Collateral?

We accept a wide range of real estate: single-family homes, condominiums, income properties and other residential or commercial properties.

How Does the Approval Process Work?

You fill out our secure online form, we review your file within 24 hours or less with no impact on your credit, then you sign at the notary and the funds are released within 7 days.

I've Received a 60-Day Notice. Can You Help Me?

Yes, it's one of our specialties. We act quickly to protect your equity and prevent the seizure of your property.

How Much Can I Borrow?

We offer loans from $25,000 to $1,000,000, up to 75% of your property's value. The amount depends on the available equity and your financial needs. Request your personalized estimate today.

Do You Offer Support After the Loan?

Yes, throughout the process and even afterward. We guide you until you can return to a traditional lender once your situation has improved.

How Quickly Can I Receive My Funds?

Once your file is approved, the funds are deposited within 7 days.

Ready to Secure Your Financing?

Tailored private lending solutions with a response within 24 hours. Get financing for up to 75% of your property's value.