- About Us
About Us
We are Clic Hypothèque, a private mortgage lender with over 8 years of experience in Montreal, across Quebec and in surrounding areas. We help homeowners access cash quickly by looking at the equity in their property rather than their credit history.
- OUR APPROACH
Our Mission
Our mission is to offer a clear and accessible financing alternative to homeowners who don't fit a bank's strict criteria, whether because of their credit history, their declared income or the urgency of their situation.
We believe the equity in your property should count as much as any other factor when assessing your ability to access financing.
Why Choose Us
We Assess Your Property, Not Your Past
We don't require a perfect credit history or fully declared income. What matters is the equity available in your property.
Fast Response
We review your file in less than 24 hours, with no impact on your credit. Once you're approved, the signing at the notary and the release of funds happen within the same week.
Transparent Rates
Our rates range from 9% to 15% depending on the mortgage rank (first or second mortgage), with no hidden fees or surprises in the contract.
Support Beyond the Loan
We don't just provide financing. We support you throughout the process, and even afterward, until your situation allows you to return to a traditional lender.
A complex case deserves a clear answer — not silence
Tell us about your situation. We’ll let you know what can be assessed, what you need to prepare, and the realistic limits of the solution being considered.